Home Warranty Defined

A home warranty is your best defense against upcoming home repairs and replacements. It’s not your homeowner’s insurance policy. A home warranty is a separate contract covering repairs and replacements on systems and appliances in your home, usually for a period of one year.

Home warranties cover some, but NOT ALL, of these appliances and systems. Contract costs and coverage can vary widely. Always compare before purchasing. Home warranties cover normal wear and tear on these systems and appliances, and they MUST be in working order BEFORE the contract is entered into with the warranty company.

Make sure you have reviewed your contract and coverage BEFORE you need it to understand what is covered and what is not. When you buy a home warranty, consider premium and optional coverage to customize the plan to fit your needs.

A home warranty can be very beneficial and save you money when it is understood and utilized for its intended purpose which is to cover systems and appliances for normal wear and tear, that were in working condition before the contract began.

To learn more visit: Home Warranty of America